wise to financial manage

Money can not buy happiness, but no doubt money played an important role in our lives. In the hard-paced era, and needs a more expensive, we are required to be able to manage finances well.

Each person must have a different way of managing finances. However, it is also important to continue implementing frugal lifestyle. This of course helps us to have trust funds for the future, other than emergency purposes is experienced, such as illness, paying bills or lainnnya purposes.

Many people have entrusted the 'Bank' as a place of safe storage of money. Indirectly, we are 'forced' to put aside money in there. 'Coercion' This at least will help put the brakes on our desire to dissipate and the desire to spend impulsively.

In addition to saving money, we can also learn to be more disciplined appreciate every penny earned. Frugality will feel happy after it collected a lot of savings. We can manage your finances well.

Pay monthly bills

Immediately pay off their bills monthly. This is to avoid the congestion charges in the next month. Because the more neglected and allowed to accumulate more and more precisely to the nominal issued to pay the fines than the outstanding balance.

Create a monthly budget

You simply wasteful and wants tighter financial management? Make a list of monthly budget, this will help you anticipate your spendthrift attitude. Estimate how much cost for one month ahead, and also set aside for savings. At least the difference between income and expenditure is not too obvious, or in other words no big stake than the pole.

Control the use of credit cards

Conscious or not, your credit cards are often spoiled. Before you get stuck, avoid using credit cards too often. Self-control needed to put the brakes on spending your desire with a credit card. Interest rates charged to you, make credit card bills were mounting at the end of the month.

5 Things to Make Free Skin Problems

Sometimes we forget the little things or trivial impact large enough for our skin. In fact, if we want to get used to change bad habits or the nature of our lazy, could face skin free from problems. Here is a custom skin care around the needs to be changed:

1. Using less hot water when washing the face
Hot water can cause inflammation of the face. Wash face with hot water will also open the pores of the face and make the skin pores difficult to close again. Finally, we face looks like an orange skin with pores that are wide.

If the pores enlarged face, dirt easily enter into the pores and cause acne or blackheads. The solution: use cold water to wash his face again after using warm water so that the pores of the face back to normal.

2. Ordinary soap to wash her face
Facial cleansers have been adapted to the needs of women with skin pH (acidity level of the skin) are balanced so that it can resolve the issue or problem skin. While regular soap (bath soap) usually have a different pH so that it can damage the skin condition.

Do not use soap to wash baby's face. This type of soap is not suitable for your skin condition as a baby soap is formulated to cope with dry skin usually occurs in babies' skin. If your skin is normal or oily likely, it will make the skin problem was growing.

3. To touch the face of the freshly cleaned by hand
The hand is the source for skin diseases. Through hand, will be transferred a number of germs that can cause acne, blackheads, and even infection.

4. Using moisturizer without clean face
Use a moisturizer immediately after cleaning the face. At that time the pores are open so that the face moisturizer can be easily absorbed by the skin.

5. Too much spicy food
Spicy foods will stimulate a number of bacteria in the skin to grow fast so that your skin will continue to acne. Occasionally avoid spicy foods.

Source: Clinique Book Guide