wise to financial manage

Money can not buy happiness, but no doubt money played an important role in our lives. In the hard-paced era, and needs a more expensive, we are required to be able to manage finances well.

Each person must have a different way of managing finances. However, it is also important to continue implementing frugal lifestyle. This of course helps us to have trust funds for the future, other than emergency purposes is experienced, such as illness, paying bills or lainnnya purposes.

Many people have entrusted the 'Bank' as a place of safe storage of money. Indirectly, we are 'forced' to put aside money in there. 'Coercion' This at least will help put the brakes on our desire to dissipate and the desire to spend impulsively.

In addition to saving money, we can also learn to be more disciplined appreciate every penny earned. Frugality will feel happy after it collected a lot of savings. We can manage your finances well.

Pay monthly bills

Immediately pay off their bills monthly. This is to avoid the congestion charges in the next month. Because the more neglected and allowed to accumulate more and more precisely to the nominal issued to pay the fines than the outstanding balance.

Create a monthly budget

You simply wasteful and wants tighter financial management? Make a list of monthly budget, this will help you anticipate your spendthrift attitude. Estimate how much cost for one month ahead, and also set aside for savings. At least the difference between income and expenditure is not too obvious, or in other words no big stake than the pole.

Control the use of credit cards

Conscious or not, your credit cards are often spoiled. Before you get stuck, avoid using credit cards too often. Self-control needed to put the brakes on spending your desire with a credit card. Interest rates charged to you, make credit card bills were mounting at the end of the month.